灵活支出账户

什么是弹性消费帐户?

Enrolling in a health and/or dependent care flexible spending account (FSA) allows employees who are health plan members to set aside part of their salary on a pre-tax basis each pay period to pay for certain out-of-pocket expenses. For more information about these plans, you can contact your 福利团队，浏览 dhm FSA页面,请访问 payflex.com or call Payflex at 1-855-516-8595 (TTY: 711).

保健服务管理局

You can use a health FSA to pay for medical, dental and vision care expenses not covered by your health plan.

工作原理:

You can contribute pretax dollars from your paycheck, up to the current Internal Revenue 服务 (IRS) limit.* Your full contribution is available at the start of the plan year to pay for eligible health care expenses. It covers you, your spouse and/or your tax dependents for:

  • 共同支付，共同保险和免赔额
  • Dental expenses like orthodontia, crowns and bridges
  • Vision expenses like LASIK eye surgery, glasses and contacts
  • Eligible, qualifying prescription drugs and over-the-counter (OTC) items**

受扶养人护理服务

A dependent care FSA can be used to reimburse eligible child care or dependent self-care expenses so that you and your spouse can work or actively look for work.

工作原理:

You can contribute pretax dollars from your paycheck, up to the current Internal Revenue 服务 (IRS) limit.* Funds are for your dependent(s) age 12 or younger or a spouse or dependent incapable of self-care. This FSA pays for eligible child and adult care expenses, 比如日托, 学前班及托儿所, 家庭援助, 和更多的.

Note: You must be working to use your dependent care funds. 如果你结婚了, 你的配偶要么在工作, 找工作, a fulltime student or incapable of self-care.

Go to DHRM Flexible Spending Account Information

PayFlex

Our FSA Plans are administrated by Payflex. You will use Payflex to manage your account, 查询账户余额, 提交索赔, 查看常见的合格费用, 和更多的.

PayFlex.com
预算计算器

新员工必须在公司注册 注册的最后期限. Current employees can enroll or make changes to their contributions during 开放登记 或者如果他们的状态因为 年中资格赛 (marital status change, dependent number change, etc.). Specific to dependent care FSA's: because you (and your spouse) are required to be working to use your dependent care funds, you can change your contribution if there's a change in your provider or a change in the cost for a provider.

更新注册

的 annual Flexible Spending Account does NOT renew automatically. 你必须每年重新注册 开放登记 选择供款金额.

计算的贡献

弗吉尼亚dhm提供了一个 FSA工作表 each year to help you estimate how much to contribute based on your individual situation. Be conservative in your estimates, since any remaining funds are not returned to you.

你必须积极参加 卫生保健 plan in order to also enroll in a Flexible Spending Account. 请浏览 DHRM网站 了解更多信息.

新员工必须在公司注册 注册的最后期限. Current employees can enroll or make changes to their contributions during 开放登记 或者如果他们的状态因为 年中资格赛 (marital status change, dependent number change, etc.). Specific to dependent care FSA's: because you (and your spouse) are required to be working to use your dependent care funds, you can change your contribution if there's a change in your provider or a change in the cost for a provider.

更新注册

的 annual Flexible Spending Account does NOT renew automatically. 你必须每年重新注册 开放登记 选择供款金额.

计算的贡献

弗吉尼亚dhm提供了一个 FSA工作表 each year to help you estimate how much to contribute based on your individual situation. Be conservative in your estimates, since any remaining funds are not returned to you.

你必须积极参加 卫生保健 plan in order to also enroll in a Flexible Spending Account. 请浏览 DHRM网站 了解更多信息.

的 simple way to save for health and dependent care expenses

7/1
计划年度开始 7月1日开始新的消费年
6/30
计划年度结束 会计年度于6月30日结束
9/1
提交索赔的最后一天 7月1日至6月30日期间发生的索赔

轻松支付

Here's how easy it is to pay for your eligible expenses:

  • Use the PayFlex Card®, your account debit card: When you use the PayFlex Card, your expense is automatically paid from your FSA. 检查 your plan details to confirm what expense types are available on your card.
  • 回报自己: Pay for eligible expenses with cash, a check or your personal credit card. 的n, submit a claim to pay yourself back. To save time, have your claims payment deposited directly into your checking or savings account.
  • 向供应商付款: Use the PayFlex online feature to pay your provider directly from your account.

使用它或失去它的规则

金融服务管理局有“要么用，要么丢”的规则. This means you'll lose any unused funds at the end of the plan year. 检查 your plan details to confirm how it works. 的 run-out period gives you extra time to 提交索赔 to pay yourself back.

*日期可能会更改.

常见问题

联系 your 好处 Specialist, or the 福利团队 at benefits@dyhujing.com

检查 Payflex FAQ的,请访问 payflex.com or call Payflex directly at 1-855-516-8595 (TTY: 711).

If you do not enroll in a Flexible Spending Account by the deadline, you will not have an account for this year. You will have to wait to for the following year's 开放登记 句号，或者 年中资格赛.

的 Payflex card is only for health care expenses.

的 dependent care FSA is a separate account (still administrated through Payflex). You can check both accounts by logging into Payflex, but the dependent care FSA works a little differently. 的 money is not preloaded at the beginning of the plan year like the health care FSA. 相反，它是从每次工资中添加的. You must spend the money on an eligible expense first before submitting a claim for reimbursement.

的 FSA原始资料 provided by DHRM each year has more information about both types of accounts.

* IRS限额可能会有所变化.
**可能需要书面处方.

 

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海绵馆5255汉普顿大道.
诺福克，弗吉尼亚州23529

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